Read our General Conditions

Summarised in just 2 pages

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General Conditions

We made 2 versions:

The short version

Who is covered?

The policyholder, the main driver or the additional driver(s).

Each reference on the website to 'you' or 'your' refers to at least one of the persons mentioned above.

Which vehicles are covered?

This insurance only covers the following models manufactured by NIO: ET5, ET5T, ET7, EL6 and EL7.

Each mention of the term 'vehicle in the insurance policy refers to one of the models listed above.

How long does the insurance policy last?

The insurance lasts for one year and is tacitly renewed from year to year, starting on the date you choose in the application form.

Up to what amount(s) am I insured?

The vehicle is insured at real or replacement value, depending on the plan you choose (Essential, Preferred or Complete).

The reimbursement limit for individual benefits also depends on the plan (Essential, Preferred or Complete).


What does this policy cover me against?

We cover Motor Third Party Liability for material damage and/or bodily injury to others caused by your vehicle.

Depending on the plan you choose, the policy can also include a variety of additional coverages, such as for damages to your vehicle and an assistance service.

Damage to your vehicle due to an accident or following fire, theft, glass breakage, forces of nature and collision with animals, as well as battery coverage and key replacement, are covered regardless of the plan.

Some coverages, such as the charging equipment, glass cover plus and tire damage, depend on the chosen plan.

Check the full version of General Conditions for more information about what is insured.

Where am I covered?

In any country for which coverage is granted according to the International Insurance Certificate (formerly known as a 'green card').

The full version


The full version of the policy terms and conditions can be found HERE.

The information available on the site is provided for information purposes only and is non-contractual. It is the customer's responsibility to read the general conditions of our products carefully and to make well-considered decisions.

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