Read our General Conditions

Summarized on only 2 pages

Helvetia Global Solutions Ltd logo

General Conditions

We have divided our General Conditions into 2 versions:

The short version

Here you have a simple summary of what this insurance offers.

Who is covered?

The policyholder, the main driver or the additional driver(s).

Each reference on the website to"you" or "your" refers to at least one of the persons mentioned above.

Which vehicles can be covered?

This insurance only covers the models manufactured by NIO: ET5, ET5T, ET7, EL6 and EL7.

Each mention of the term "vehicle" in the insurance policy refers to one of the models listed above.

Duration of the insurance policy ?

The insurance is taken out for a period of one year and is tacitly renewed from year to year, starting on the date you choose in the application form.

Up to what amount(s) are you insured?

The vehicle is insured at real value or replacement value, depending on the plan you have chosen (Essential, Preferred or Complete).

The limit for reimbursement for individual benefits also depends on the chosen plan (Essential, Preferred or Complete).


What does this policy cover you against?

We cover Motor third party liability for material damage and/or bodily injury to others caused by your vehicle.

Depending on the plan you chose, the policy can also include a variety of additional coverages, such as cover for damages to your vehicle and an assistance service.

Damage to your vehicle due to an accident, or following fire, theft, glass breakage, forces of nature and collision with animals, as well as battery coverage and key replacement, are covered regardless of the chosen plan.

Some coverages such as the charging equipment, glass cover plus and tire damage are dependent on the chosen plan.

In the General Conditions is further detailed what is insured or not.

Where are you covered?

In any country for which coverage is granted according to the international insurance certficate (formerly Green card).

The full version


The full version of the policy terms and conditions can be found HERE.

The information available on the site is provided for information purposes only and is non-contractual. It is the customer's responsibility to read the general conditions of our products carefully and to make well-considered decisions.

2023 Qover SA. All rights reserved.

Get a quote